My Prosperous World

As stated in Part I of this series, many insurance carriers attempt to minimize services chiropractors perform. While there are many reasons that the insurance carriers would make such an assertion, the principal reason is that when chiropractors provide care and treatment to those who suffer injury as a result of someone else’s negligence, many of the services physicians and surgeons would deny these individuals, chiropractors will work closely with them to both provide the care they are able to provide and coordinate care with physicians and surgeons willing to assist in the co-management of such cases.

When you have demonstrable damages and losses, you are much more likely to acquire your lawsuit loan. If your physician denies that the event that resulted in your injuries or losses occurred, and not only fails to document the mechanism of injury, but references a previous condition for which the physician was treating you, one that your insurance will cover, settlement funding is unlikely.

If chiropractors experienced and knowledgeable in the management of such cases accept your case, they can be of tremendous value to the lender, as well as both you and your attorney.

When the mechanism by which your injuries occurred is not mentioned in your medical record, it is very difficult to establish the extent of injuries sustained. Options available to your attorney are limited. Once you are aware of this omission, there is little you can do to change the record. This situation’s frequent occurrence has one, and only one, reason. Negligence in which someone else (viz., a third-party) engages, and from which injuries and losses are produced, are not covered by most insurance policies.

Physicians do not acknowledge the third-party’s role in causing your injuries to avoid performing non-covered services. Insurance carriers often deny that you suffered an injury or loss, relying on your physician’s medical record.

The injuries you sustained and for which you are awaiting a lawsuit loan, as we discussed in Part I, are frequently conditions in which chiropractors receive extensive training, enabling them to very effectively evaluate, diagnose, and treat them. Your ability to obtain settlement funding will certainly increase when both the nature and extent of your injuries are clearly identified.

Want to find out more about lawsuit loans, then visit Dr. Tom Rhudy’s site on how to choose the best settlement funding for your needs.