Credit card debt elimination by non-payment sounds too good to be true, but it is true. Mel Thompson, the author of the Credit Card Debt Survival Guide, who put his credit card debt behind when he could not pay it, shares the techniques he learned from lengthy research into consumer protection laws and other people’s first hand experiences.

This may sound like another credit card debt relief scam, but it is not. All the author’s facts and recommendations are attributed to the original sources with links to main stream media stories and web sites.

The conventional way to eliminate credit card debt is to work with creditors to negotiate a lump sum or monthly payment settlement. This guide covers these usual methods first. Then it explains all the debt consolidation, settlement and elimination scams used by debt relief firms to cheat debtors. There are detailed chapters for overcoming debt collectors, winning court action and arbitration, finding help and credit repair. Readers can take what applies to their situation and put their credit card debt behind them without paying it.

While some readers may be initially intimidated by the guide’s 240-page length, the quick links in the 76-item table of contents make navigating the information easy. On the other hand, the book has enough detail to cover most specific legal credit card debt elimination situations. The author makes the effort to attribute information to third party credible sources, providing live links to relevant web sites and original consumer forum postings for further investigation. As Credit Sabre, Thompson spent months monitoring those forums to add other credit card debtors’ experiences to his own.

To legally eliminate credit card debt, the author emphasizes how important it is for consumers to first lose self-defeating feelings of guilt, shame and helplessness by digesting the information presented in his guide.

Judging by the testimonials on the www.credit-card-debt-survival.com web site, the Credit Card Debt Survival Guide has been well the received. The acid test of the author’s credibility is the book’s no-questions-asked 90-day money-back guarantee. The e-book format of the guide makes it possible for the author to continually update it with the latest developments and to redistribute it to purchasers who receive six months of updates and a regular Credit Card Debt Survival Newsletter with the purchase price of the book, $47.00.

Will Manning found a way to eliminate his credit card debt when he could not pay it with the Credit Card Debt Survival Guide.

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